You acknowledge and agree that the use of the Procritik is entirely at your own risk. We provide the Procritik “as is” and “as available,” without any express or implied warranties of any kind. This includes, but is not limited to, warranties regarding the operation of the Procritik, the accuracy or completeness of the information provided, and the absence of viruses or other harmful components.
We disclaim all warranties, express or implied, to the fullest extent permitted by applicable law. We do not warrant that the Procritik, its servers, or any communications sent from the Procritik are free from viruses or other harmful components.
Limitation of Liability
We shall not be liable for any damages arising from the use of the Procritik, including but not limited to direct, indirect, incidental, punitive, and consequential damages.
Investment Risks
All investments are subject to market risks. Please carefully read all scheme-related documents. Past performance is not indicative of future returns.
Third-Party Services
Any interactions, communications, dealings, or transactions between you and third-party providers through the Procritik are solely between you and the respective third-party provider. We are not a party to these transactions and bear no responsibility for any matters arising from or relating to them.
You agree to hold us harmless from any costs, claims, damages, losses, or expenses incurred by us or any third party arising from or in connection with your interactions with third-party providers.
We do not endorse, guarantee, or assume responsibility for any products or services offered by third-party providers. You should exercise caution and use your best judgment when dealing with third-party providers.
Force Majeure
If the performance of our obligations is prevented, hindered, or delayed by events beyond our reasonable control (Force Majeure Events), we shall not be liable for any failure to perform. Force Majeure Events include, but are not limited to:
- Natural Disasters: Floods, earthquakes, fires, etc.
- Acts of God: Storms, hurricanes, etc.
- Civil Disturbances: Riots, wars, insurrections, etc.
- Government Actions: Lockdowns, embargoes, etc.
- Technical Issues: Communication system failures, cyberattacks, computer crashes, etc.
- Other Unforeseeable Events: Strikes, labor disputes, etc.
During a Force Majeure Event, our obligations shall be suspended for the duration of the event.
Severability
If any provision of these Terms is found to be illegal, invalid, or unenforceable, the remaining provisions shall remain in full force and effect.
Waiver
The failure of either party to exercise or delay in exercising any right or remedy under these Terms shall not constitute a waiver of that right or remedy.
Assignment
You agree that we may transfer, subcontract, or otherwise deal with our rights and obligations under these Terms at any time. You may not assign or transfer your rights or obligations under these Terms to any other party.
Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of India.
For the resolution of any disputes arising from your use of our services or in relation to these Terms:
- We have the right to bring any proceedings before any court of competent jurisdiction in India.
- You agree to submit to the jurisdiction of such courts.
- Any proceedings brought by you shall be exclusively before the court in New Delhi, India.
Entire Agreement
These Terms, together with all applicable laws, guidelines, rules, and additional or supplemental terms and conditions or policies of the Procritik(including the Privacy Policy and any agreements relating to the Services, such as the Advisory Agreement applicable to advisory clients), collectively constitute the entire agreement between the User and us. This agreement supersedes and replaces all prior agreements, promises, proposals, representations, understandings, and negotiations—whether written or oral—between the User and us regarding the subject matter herein.
Survival
The provisions of this Agreement that are intended to survive termination or rescission shall remain in effect despite any such termination or rescission. These include, but are not limited to, clauses pertaining to Limitation of Liability, Indemnity, Warranty, Intellectual Property, Confidentiality, Dispute Resolution, Governing Law, and Jurisdiction. Furthermore, any provisions of this Agreement that, by implication, are meant to survive its termination shall also continue to apply. The termination of the Agreement does not extinguish any causes of action or claims that have arisen prior to such termination.
User Support
The Procritik is committed to assisting and coordinating with Users to resolve any issues or queries they may have. The resolution of such queries will be provided on a best-effort basis. Users can raise their concerns or seek support by sending an email to care.procritik@gmail.com or any updated email address provided on the “Contact Us” page of the website at https://www.procritik.com.
Modification of Terms
We reserve the right to change, amend, or modify any provision of these Terms or any aspect of the Procritik at our sole discretion. This includes revising the scope of services, introducing new categories, features, or facilities under the Platform Service. Such changes will take effect immediately upon the posting of the revised Terms and may also be notified via the Platform.
You can determine the date of the last revision by referring to the ‘LAST UPDATED’ section at the top of these Terms. By continuing to use the services offered through the Platform, you are deemed to have accepted the revised Terms. Should you disagree with any changes, your sole and exclusive remedy is to discontinue use of the Procritik Platform.
For further clarification, the User’s access to and use of the Platform and its services are subject to the most recent version of these Terms, as made available on the Procritik at the time of use.